{"id":3839,"date":"2020-03-26T20:08:29","date_gmt":"2020-03-26T12:08:29","guid":{"rendered":"https:\/\/drhomesearch.com\/?p=3839"},"modified":"2020-03-26T20:13:48","modified_gmt":"2020-03-26T12:13:48","slug":"covid-19-bank-negara-addition-measures","status":"publish","type":"post","link":"https:\/\/drhomesearch.com\/zh\/covid-19-bank-negara-addition-measures\/","title":{"rendered":"

Covid-19 Bank Negara Additional Measures<\/p>"},"content":{"rendered":"

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National Bank announces six-month suspension of loan repayment plans<\/strong><\/em><\/p><\/blockquote>\n

? <\/span><\/span>Individuals, Small and Medium-Sized Enterprises (SMEs<\/p>\n

National Bank announced that bank customers of individuals and SMEs will be allowed to delay repayments, including home and car loans.<\/p>\n

? Measures regarding automatic deferred loan repayment will take effect from April 1, for a maximum of 6 months. To enjoy this delayed amortization period, lenders must not default on the bank for more than 90 days before April 1.
\n? It is important to note that interest \/ profit will continue to accrue and borrowers will need to repay deferred payments in the future. Individuals and SMEs who do not want or need to take advantage of this delayed loan, they can contact the relevant bank to continue to pay the current loan method.
\n? The Bank of China recommends that financial institutions should provide individuals and SME lenders with sufficient information on how to suspend repayment during the Moratorium period.
\n? This measure does not include credit card arrears. The Bank of China stated that, as for the card debt, financial institutions must offer cardholders to convert the arrears into term loans of up to 3 years with annual interest not exceeding 13%.<\/p>\n

?<\/span><\/span> Corporate Borrowers<\/p>\n

Loans \/ Financing for Businesses ? Businesses can also discuss with banks to make appropriate debt restructurings based on their business conditions. This measure will give businesses the ability to continue their business.
\n? Relevant companies can contact banking institutions to discuss restructuring of their repayment plans and credit arrangements.<\/p>\n

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Please refer to detailed information?https:\/\/www.bnm.gov.my\/?\/2020\/FAQs_Additional%20Measures.pdf<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Bank Negara Malaysia additional Measures for Covid-19<\/p>","protected":false},"author":1,"featured_media":3840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[337],"tags":[356],"yoast_head":"\nCovid-19 Bank Negara Additional Measures - Dr.HomeSearch<\/title>\n<meta name=\"description\" content=\"How important of stamping the tenancy agreement? what should we do while facing the legal issues without stamping the tenancy agreement in Malaysia?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/drhomesearch.com\/zh\/covid-19-bank-negara-addition-measures\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Covid-19 Bank Negara Additional Measures - Dr.HomeSearch\" \/>\n<meta property=\"og:description\" content=\"How important of stamping the tenancy agreement? 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