House Insurance In Malaysia

马来西亚的房屋保险

Do you know what the purpose of MRTA & MLTA is?

当我们死亡/解体时,保险将通过结算债务一次,房子将不会被银行勒龙领导,让家庭没有居住的地方。如果你只买十年,你就不会在第十一年失去一根头发。

看看两者之间的区别:
1. MRTA是抵押贷款减少期限保证
? As shown, the 500k compensation will be reduced to zero as the year decreases. Eg: After 15 years, the house only owes 250k to the bank, and the insurance only pays 250k to the bank settle loan.
?To the bank
?Not transferable
在未来,你将购买另一个房子,你将不得不浪费钱购买另一个房子,价格越高,价格越高。
?No credor proof
*没有现金价值

2. MLTA是抵押贷款等级期限保证
? As shown, the 500k compensation will not decrease with the year. Eg: 15 years later, the house only owes 250k to the bank, and the insurance pays 500k to your beneficiary. She will have a settle.
?To family
? Transferable
In the future, if you buy a house again, you don’t have to buy insurance anymore. Mlta is not with you, and you don’t have to worry about getting old again.
?With creditor proof
*有现金价值,可以提款

For further information about MRTA & MLTA, just call our professional Insurance Consultant.
Jane Loi + 6012-2945268

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